Bridging Loans in
Brighton

Brighton and Hove has house prices above the national average and rental demand from two universities, a tech sector and London commuters. That combination keeps investors and developers busy along this stretch of coast.

Regency terraces and townhouses

Regency architecture is the city’s signature, from the terraces of Brunswick and Adelaide Crescent to the townhouses of Kemptown. Many of these big period houses are being converted into flats, professional HMOs or boutique holiday lets, often with listed building consent in the mix. Article 4 directions restrict HMO conversions in certain wards, so we check the ward before the lender asks.

Preston Park to the North Laine

Away from the seafront, Preston Park, Hanover, Seven Dials and Fiveways draw developers adding value through permitted development conversions, loft extensions and full refurbishments. The North Laine and the London Road corridor offer mixed-use commercial buildings that traditional lenders often find awkward.

Auction buying

Brighton’s auctions draw buyers from across the South East, and every lot comes with a completion deadline, typically 20 business days. That is too quick for a mortgage and a comfortable fit for short-term finance.

The Sussex coast

Shoreham-by-Sea, Worthing and Eastbourne each have regeneration of their own under way: Worthing’s town centre redevelopment, Shoreham Harbour’s transformation and Eastbourne’s seafront investment all bring deals that need quick, flexible money.