UK property — bridging finance for investment, development and commercial projects

London

Bridging Loans in
London

In London a good deal rarely waits for slow money. We arrange short-term finance for commercial purchases, development sites, refurbishments and capital raising across all 32 boroughs, with decisions in hours and completions in days.

Discuss your deal Always confidential. No obligation.

Local Market

London, Borough by Borough

London deals come in every shape: Mayfair offices, East London development sites, Canary Wharf commercial space, South London residential conversions and plenty in between. If the next deal is outside the capital, we also cover bridging loans in Brighton.

When speed decides it

Off-market commercial opportunities in the City or West End can need completing within days. Lots at the major London auction houses run to strict completion deadlines (typically 20 business days), and developers chasing sites in Nine Elms, Stratford or along the Old Kent Road need funding agreed before they bid.

Who we work with

Our London clients range from portfolio landlords refinancing HMO stock in Lewisham to investors buying mixed-use buildings in Shoreditch. The 158 lenders we compare include institutional capital, private funds and specialist London lenders who know one sub-market from the next. Some clients buy in their own name, others through a company or SPV; for the company route, see our guide to limited company bridging loans.

Higher values mean bigger loans, and we arrange London facilities from £200k to £100m+, including with lenders who won't appear on comparison sites.

Six boroughs up close

Each of these boroughs has its own page with more local detail:

BoroughWhat stands out
CamdenPrime Hampstead and Primrose Hill, commercial corridors at King’s Cross and Euston, and 40+ conservation areas.
HackneyVictorian and Edwardian terraces suited to HMO and flat-split work, busy auction activity, and conversions in Hackney Wick and Fish Island.
IslingtonGeorgian terraces around Canonbury and Barnsbury, more than 40 conservation areas, and commercial stock in Clerkenwell and Farringdon.
LambethRiverside Waterloo and Vauxhall, prime Clapham, and refurbishment plays in Streatham and West Norwood.
SouthwarkThe SE1 riverside, Elephant & Castle regeneration, warehouse conversions in Bermondsey and Rotherhithe, and value-add in Peckham.
WandsworthBattersea Power Station and Nine Elms, Victorian terraces from Battersea to Tooting, and plenty of loft and basement work.

158

Lenders active in the market

5–7

Working days to completion

4hrs

Indicative terms

£100m+

Maximum deal size

Common Questions

Bridging Finance in London — FAQ

How fast can a London purchase be funded?

London deals typically complete in 5–7 working days. For investor chain breaks and competitive bids we have typically completed in 5 to 7 working days, helped by London solicitors and valuers who are used to working at that pace.

Which London properties can you finance?

Offices, retail units, mixed-use buildings, residential investment portfolios, HMOs, development sites and land anywhere in the capital. A London home you live in yourself is the one thing we can't fund.

Do you cover all London boroughs?

Yes, all 32 boroughs plus the City of London. Whether it's prime Central London or an Outer London regeneration zone, the property and the deal structure matter more to a lender than the postcode. Camden, Hackney, Islington, Lambeth, Southwark and Wandsworth also have their own pages.

How large a London loan can you arrange?

From £200k to £100m+. London values often mean larger facilities, and lenders active in the market include private funds and institutional capital comfortable with high-value Central London transactions.

Can you arrange bridging finance for London auction purchases?

Yes. We can agree terms before you bid at a London auction, so you go in knowing the money is lined up, and we regularly fund lots against the completion deadline, typically 20 business days.

Discuss a London Deal

A Mayfair office, a Hackney terrace or a site in Stratford: whatever the London deal, tell us about it and we'll call you back the same working day, often within a couple of hours.