Portsmouth
Bridging Loans in
Portsmouth
Short-term property finance for Portsmouth, Southsea and the East Hampshire coast — from student HMO conversions to waterfront commercial repositioning.
Local Market
Portsmouth and the East Hampshire Coast
Portsmouth is an island city with a naval base, a working commercial port, a large university and the regenerated Gunwharf Quays waterfront, which is a lot to fit into one place.
Southsea, Fratton and the student market
The University of Portsmouth has around 25,000 students, and student lets are concentrated in Southsea, Fratton and parts of central Portsmouth. Where Article 4 directions apply, the licensed houses already operating are the ones to buy.
A 3-bed terrace suited to HMO use typically costs £200k–£320k. Seafront Southsea and the regenerated waterfront sell at a clear premium to the rest of the city.
Naval base and port
HMNB Portsmouth is home to much of the Royal Navy’s surface fleet. Its supply chain, together with Portsmouth International Port, keeps industrial and warehouse property around the city in steady demand.
Along the coast and across the Solent
Havant and Waterlooville lie to the east and north, Fareham and Gosport across the harbour, and Chichester further along the coast. The ferries put the Isle of Wight within reach, and we fund on the Island too.
What We Finance
Products Available in Portsmouth
Auction Purchases
Bought at auction in Portsmouth or Hampshire? Complete within the completion period, typically 20 business days.
Refurbishment Finance
Refurbish Southsea and Fratton terraces, or reposition commercial space by the harbour.
HMO Finance
HMO purchases, conversions and refinance in Southsea, Fratton and central Portsmouth.
Commercial Bridging
Naval base supply chain industrial, retail and mixed-use property across Portsmouth and Hampshire.
Quick Purchase
Move quickly on a Portsmouth property, with funds possible in 5 working days.
Capital Raising
Free up equity in Portsmouth property to put towards your next purchase.
Refinance
Replace a costly or expiring Portsmouth facility, or step onto longer-term finance.
Development Exit
Scheme complete on the Hampshire coast? Repay development finance at practical completion and sell or let when it suits.
158
Lenders active in the market
5–7
Working days to completion
4hrs
Indicative terms
£100m+
Maximum deal size
Common Questions
Bridging Finance in Portsmouth — FAQ
Will a Portsmouth auction lot complete before the completion deadline, typically 20 business days?
Do you finance Portsmouth and Southsea student or HMO property?
What areas around Portsmouth do you cover?
Can I bridge commercial property near the naval base or Gunwharf Quays?
What rates can I get for a Portsmouth bridging loan?
Discuss a Portsmouth Deal
From a Southsea HMO to a unit near the port or a project on the Isle of Wight, tell us about it and we'll call you back the same working day, often within a couple of hours.