Bridging Loans in
Stoke-on-Trent

Stoke-on-Trent is a city of six towns: Hanley, Burslem, Tunstall, Longton, Fenton and Stoke. Six town centres in one city means plenty of choice for investors, and the M6 and the West Coast Main Line run right past.

Terraces across the six towns

A 2 or 3-bed terrace in many parts of Stoke costs £75k–£130k, and rents often produce gross yields above 9%. At those prices a careful refurbishment can do a lot for the end value, and that end value is what the refinance exit rests on. Our Stoke bridges start at £200k, so they typically fund several terraces or a block in one purchase, auction lots bought together or an HMO scheme.

HMOs in Hanley and Stoke

Most HMO activity sits around Hanley and Stoke. Staffordshire University brings student tenants, there are professional and benefit-funded HMOs too, and we have lenders for each of those tenant types.

M6, A50 and the Potteries

Logistics drives the commercial market, with distribution property around Stoke, Trentham and Newcastle-under-Lyme close to the M6. The A50 towards Uttoxeter and Derby adds industrial demand, and across the six towns shops and offices are being repositioned, often under permitted development.

Newcastle-under-Lyme, Crewe, Stafford, Leek and the Peak District fringe sit around the city. For the Cheshire fringe further north, see bridging loans in Stockport. Heading south or east, Wolverhampton and Derby have pages of their own.